New Years Money Saving Tips

1. Be a Savvy Spender by using Grocery Store Coupons

As moms, we can make a big impact on how much we spend at the grocery store. Before you head out for the grocery store, get online and search for printable coupons for the items on your list. Make a habit of visiting the web sites that offer hundreds of printable grocery coupons: Snackpicks' coupons page, Coupons.com, Smartsource and Redplum. There are also hundreds of other moms out there working to help you save money, too. Start reading money-savings blogs like mine. I match those printable coupons with any current sales available to help you maximize your savings.

2. Save Smart with a Savings Account

Saving money on your everyday expenses is a great resolution. But it's even better when you translate those savings into money in your bank account. Create a savings account today. It's really easy. Starting with $25 automatically deducted from your paycheck every pay period. Putting your savings on auto-pilot helps you stick to this resolution. Use this strategy to start funding an emergency fund, vacation fund or your chilld's college fund. Periodically revise the amount of money you are saving and consider increasing it as you can afford.

3. Ways to Make Money Online

Making more money can be as easy as getting rid of stuff you no longer need or use. If you have a lot of clothes your family has outgrown, you can easily turn that into money by selling it on Ebay, Craigslist, or through a consignment shop. Holding a garage sale is a great way to get rid of any extra stuff cluttering your home or that's been in storage for too long. Other ways for earning some extra cash include: monetize a hobby, give classes on a subject where you are the expert, mystery shop, babysit or petsit for friends.